You just got into a car accident. You’re feeling shaken, scared and confused. The last thing you want to do is worry about what to do next.
Don’t worry! This post will help you figure out the best course of action after a car accident. From the moment you become aware that something bad has happened until you put yourself back together and are back on the road again, we have some guidelines to make this process as easy as possible for you.
Getting Medical Attention
The most important thing to do after a car accident is to get medical attention. Regardless of whether someone was hurt or not, it’s always wise to visit the hospital in case a serious injury occurred. Even if you feel fine, there are things that can happen in the body that don’t show up right away.
While you should go to the hospital after any type of car accident, there are some specific situations when it's absolutely necessary. If someone is hurt and needs immediate assistance, you have to get them help as soon as possible. If it’s possible for you to call an ambulance and drive yourself separately, do so. However, if it's not safe for you to drive yourself away from the scene of the accident, then stay put until help arrives.
If no one was hurt during the course of the accident but both cars sustained damage, then it’s up to your insurance company whether or not you will need medical attention at all. Did your airbags deploy? Did anything hit your head? Did anyone lose consciousness? Chances are that if none of these situations are applied then you won't need medical attention unless requested by your insurance company.
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Reporting The Accident
If you are involved in a car accident, the first thing you should do is report the accident. With cell phones and GPS technology, it’s easier than ever to report your accident to the police. You can usually find this information on your phone’s settings or by asking Siri for the nearest police station. If you don't have a phone, ask someone at the scene for help.
Every state has different rules about whether or not you need to report an accident depending on certain factors, but one rule is universal: if there was any type of injury involved, it needs to be reported immediately. If you're unsure about what to do once you've filed your report, call your insurance company and they will tell you how they want you to proceed.
The first thing you’ll need to do after an accident is collect evidence. Evidence will be helpful for your claim and can help you later on when you are working with the insurance company. If you have a camera in your phone, take pictures of any damage, including to the other car. If possible, take pictures of yourself and the other person involved in the accident.
This can be a difficult task because it might be hard to think clearly during an emotional time. To make sure you get all of the important information about your accident, keep a voice recorder on hand or have a friend record audio for you. Keep your voice recorder with you until everything has been settled.